About the job Branch Head

The Branch Head supervises credit operations in the branch in accordance with credit policies and processes including efficiency standards. S/he manages the CCD branch personnel ensuring that performance and productivity targets are met and takes charge of maintenance and upkeep of branch facilities/premises in accordance with company standards and in coordination with Operations Department; thereby ensuring economic and efficient use of company resources.
What You'll Do
Conducts branch loan processing according to credit policies and processes and service level standards.
Reviews loan agreements to ensure completeness and accuracy according to policy (e.g. payment schedule and computations).
Approves loans within specified limits and refers loan applications outside those limits to higher approving authorities for approval.
Coordinates with Head Office for loan payment processing and release; facilitates loan proceeds releasing to borrowers; conducts necessary follow-ups to ensure timely release.
Attends to issues/ client complaints on loan processing and consults with the credit approval hierarchy (i.e. Senior Loan Officer, Credit Manager, VP Credit) for special cases outside current policy provision or level of authority.
Collaborates with Collection team in addressing and minimizing delinquent accounts within his/her branch loan portfolio
Identifies areas for process/ policy improvements in accordance with customer needs and company's requirements; provides input to management.
Customer Relations Management
Acts as the CRM champion in the branch ensuring that day-to-day client interactions are representative of Golden Legacy's brand.
Provides feedback to Business Development team on improving CRM programs based on customer dealings.
Branch Administrative Management
Coordinates with Operations Department (Admin) in carrying out administrative and housekeeping functions in the branch premises.
Manages the branch operational budget; advocates economic and efficient use of resources to lower OPEX.
Oversees custodial and seasonal workers and coordinates issues with their respective manpower agencies.
Team Management
Supervises the Branch Credit Operations personnel in the branch, specifically the Credit Assistant.
Acts as a mentor by providing constructive feedback to one-downs and ensures that an optimal environment for personal improvements.
Continuously looks for new and innovative ideas to improve personal, team and operational effectiveness.
Cultivates and encourages a team culture within the branch that is supportive of the company's vision, mission, goals, and strategies.
Others
rovides needed data for management reporting.
Performs other duties and responsibilities that may be assigned from time to time.
7th Floor, Harvester Corporate Center, 158 P. Tuazon Blvd. corner 7th/8th Avenue Cubao, Quezon City
help@goldenfinancing.com
(02) 8846-5336
Financed by The Golden Legacy Financing Corporation with SEC Reg. No. AS091-193697 and CA No. 528. Study Terms and Conditions in the Disclosure Statement before proceeding with the loan transaction.
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