Board Of Directors

Higinio "Joey" Macadaeg

Independent Director & Chairman of the Executive Committee

Higinio “Joey” Macadaeg is a veteran banker with nearly four decades of leadership experience in the Philippine financial sector. He served as President and CEO of United Coconut Planters Bank (UCPB) from 2016 to 2020, where he steered the institution through a period of transformation and growth.

Before his appointment as CEO, Joey was Executive Vice President and Director of UCPB, concurrently heading the bank’s Corporate and Consumer Banking Group. He also served as Chief Credit Officer and Head of the Credit and Supervision Group, overseeing credit governance and risk management.

Prior to UCPB, he held senior leadership roles across major financial institutions, including Equitable PCI Bank, Metropolitan Bank and Trust Company, Solidbank Corporation, Standard Chartered Bank, and Citytrust Banking Corporation.

Joey earned his Bachelor of Science in Management from the Ateneo de Manila University and completed an Advanced Training Program at the Wharton School, University of Pennsylvania.

Pedro P. Coelho

Independent Director

An innovative, agile and multi-award-winning business leader with over 25 years’ international financial services experience with leading blue-chip institutions across three continents, Pedro has held progressive leadership roles in General Management, Business Development, Strategy, Investment Banking, Digital Banking/Fintech and Wealth Management.

He was the Executive Chairman of Banco BNI Europa, a new Challenger bank based in Portugal focused on innovation and Fintech partnerships creating an ecosystem of financial products and services. He is also Chairman of the Portuguese Fintech and Insurtech Association.

Before joining BNI Europa, he held several leadership positions such as CEO of Azure Wealth, a Wealth manager based in Switzerland; Founder and CEO of Standard Bank Angola, Board member of Standard Bank Mozambique, Exco member of Standard Bank Group CIB in South Africa, Founder and CEO of Amorim Global Investors, a private equity firm, Global Head of Financial Advisory at Banif Investment Banking Group, Executive Board Member of Banif Investment Banking Brazil and Head of Investment Banking for Portugal at Citigroup.

Pedro was nominated by the “African Investor” in the category of business international leader of the year in the African continent for his performance in Angola’s Santander Bank, and he had already been nominated, also in 2014, for the prize “African Banker of the Year”, from “African Banker” magazine.

He holds an MBA from HEC School of Management, an MSc in Management Information Systems from ISCTE-IUL, and a MSc in Industrial Engineering from Universidade NOVA de Lisboa (UNL).

Job M. Ambrosio

Independent Director / Advisor

Job M. Ambrosio is a lawyer and businessman with extensive experience in finance, investment management, and renewable energy. He is the President of Wecap Financial, Inc., a Manila-based securities broker dealer and financial advisory firm, and serves as Director of Welcome Bank Philippines, a joint venture with Welcome Finance Group of Korea, one of the country’s largest savings banks with over US$4 billion in assets.

He is also the Chairman of Penwood Corporation, a consultancy firm specializing in advisory services for energy and infrastructure projects. In 2015, Job joined Equis Funds Group, a private equity firm managing US$3.1 billion in assets across Asia Pacific, where he led the firm’s bioenergy platform in the Philippines and helped establish its local office. His work spanned investments in solar, wind, bioenergy, and hydro projects.

Earlier in his career, Job practiced law at Puyat Jacinto and Santos Law Firm, where he became partner in 2006 and co-headed the Banking, Finance, and Capital Markets Practice Group. He also served as Special Counsel to the Department of Finance, providing legal guidance on government debt issuances and asset privatizations.

Job holds a Juris Doctor degree from Ateneo de Manila University and is admitted to the bar in both the Philippines and the State of California. He also earned an International Diploma in Computer Information Systems from the University of California, Berkeley, and a Practice Diploma in International Capital Market and Loans from the College of Law of England and Wales. He is a Cochran Fellow on Biofuels awarded by the U.S. Department of Agriculture.

David G. Maxson

Independent Director / Advisor

David is an Independent Consultant providing his global clients with strategic and transformational assistance along with transaction advisory services. He also works with clients concerning governance issues and has sat on numerous Boards of Directors around the world. Clients have included Asia and U.S. based impact investment funds and financial services companies.

Prior to becoming an Independent Consultant and Director, David was a Senior Investment Officer with Accion and Accion Investments in Microfinance for over 6 years. During that time, he managed Accion Investment’s Africa based portfolio and led transactions across the continent as well as India and U.S. David also worked in middle market investment banking as a Senior Associate with Adelphi Capital, LLC advising U.S. based clients within numerous markets including technology, cleantech, and transportation.

David holds an MHA from Cornell University and a Bachelor of Science in Manufacturing Engineering from Worcester Polytechnic Institute (WPI).

7th Floor, Harvester Corporate Center, 158 P. Tuazon Blvd. corner 7th/8th Avenue Cubao, Quezon City
help@goldenfinancing.com
(02) 8846-5336
Financed by The Golden Legacy Financing Corporation with SEC Reg. No. AS091-193697 and CA No. 528. Study Terms and Conditions in the Disclosure Statement before proceeding with the loan transaction.
Copyright © 2025 The Golden Legacy Financing Corporation. All Rights Reserved.